🔍 Spotlight

Mortgage Rates Fall as a Rush of Fresh Listings Hit the Market link

  • Rates dipped to 6.95% this week, but don't celebrate just yet! The Fed's cautious approach means we're likely stuck in the 7% range for a while. Time to get creative with your home financing strategies!

  • New listings jumped 8% compared to last year. Sellers are seizing opportunities as rates fluctuate, especially in the South. If you're house hunting, your options are expanding!

  • Home prices held steady this week, offering a breather for buyers. With more affordable homes hitting the market, could this be your moment to snag a deal?

70% of Florida Homeowners Have Seen Rise in Insurance Costs or Changes in Coverage: Survey link

  • 12% of Florida respondents who have faced insurance changes have been dropped by their insurance company—an increasingly common trend as insurers back out of flood-prone areas. The share is almost as high in fire-prone California.

  • Nationwide, one-third of homeowners who lost insurance have moved or plan to move, but nearly the same share are staying in their home with little or no coverage.

  • Only about one-third of U.S. homeowners know which natural disasters their insurance covers.

  • 34% of real estate agents in the U.S.—and 73% in Florida—have seen an increase in insurance-related issues in the past year.

Cooler-Than-Expected Inflation Report Should Bring Homebuyers Some Relief By Pushing Mortgage Rates Down link

  • The food index rose 0.2 percent in June after increasing 0.1 percent in May. The index for food at home rose 0.1 percent in June. Four of the six major grocery store food group indexes increased over the month. The index for other food at home rose 0.5 percent in June as the index for butter and margarine increased 2.4 percent. The dairy and related products index rose 0.6 percent over the month and the meats, poultry, fish, and eggs index increased 0.2 percent. The index for nonalcoholic beverages rose 0.1 percent in June.

  • The index for all items less food and energy rose 3.3 percent over the past 12 months. The shelter index increased 5.2 percent over the last year, accounting for nearly seventy percent of the total 12-month increase in the all items less food and energy index. Other indexes with notable increases over the last year include motor vehicle insurance (+19.5 percent), medical care (+3.3 percent), personal care (+3.2 percent), and recreation (+1.3 percent).

Inspiration

Wallpaper trends for 2024 - Design experts say we'll see saturated colors, retro motifs, and colorful expression in the coming year.

  • Get ready for a blast from the past! Seventies-inspired designs and "New-Retro" Bohemian styles are making a groovy comeback. Think bold graphics, earthy mushrooms, and warm-toned funky patterns that'll transport you to a vintage wonderland.

  • Bring the outdoors in with flora and fauna designs that create secret garden vibes. For a touch of luxury, explore printed grasscloth for a textured, bohemian feel that'll make every day feel like a vacation.

  • Make a statement with dark, moody wallpapers in jewel tones for intimate spaces, or go bold with striking stripes to add character and direct the eye. For the scholarly types, the Dark Academia trend offers a gothic-maximalist twist on intellectual chic.

📸 Dwelling’s

17145 Bailey Road, Boscobel, WI 53805 link

Twin A-frame cabins on 11+ acres of prime meadow and forested ridge in the heart of the Driftless area of southwest Wisconsin.

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